Ricardo studied all areas related to banking and obtained the Diploma of Bank in 2004. In 2012, he obtained the Wealth Management Diploma with honors for expert in Relationship Manager.
His working experience: Ricardo has nearly 20 years of experience in Banking and Relationship Management. He started his career in 2001 at Banque Cantonale de Genève, covering Swiss clients. Subsequently in 2007, he pursued his career at HSBC Private Bank covering Portuguese and Spanish HNW clients and in 2012 he started to cover Brazilian clients still at HSBC Private Bank. Before joining Sumus he was Relationship Manager at Santander Private Banking, focusing on Brazilian HNW and UHNW clientele.
He joined Sumus in 2020 to strengthen the Private Banking division.